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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MSDFCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
MSDFCU |
| Address | 1140 WELSH RD SUITE 200
NORTH WALES, PA 19454 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 698 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,712,000 |
| Average Mortgage Loan Amount Applied For | $50,225 |
| Highest Mortgage Loan Amount Applied For | $250,000 |
| Average Applicant Income | $113,325 |
| Highest Applicant Income | $598,000 |
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| Home Improvement |
698 | $33,712,000 |
$48,000 | $250,000 |
$116,000 | $598,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
1 | $35,000 |
$35,000 | $35,000 |
$120,000 | $120,000 |
| Asian |
30 | $1,815,000 |
$60,000 | $210,000 |
$126,000 | $264,000 |
| Black or African American |
25 | $1,236,000 |
$49,000 | $160,000 |
$136,000 | $300,000 |
| Hispanic |
12 | $680,000 |
$56,000 | $220,000 |
$126,000 | $216,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
138 | $6,726,000 |
$48,000 | $200,000 |
$115,000 | $338,000 |
| White |
492 | $23,220,000 |
$47,000 | $250,000 |
$115,000 | $598,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
698 | $33,712,000 |
$48,000 | $250,000 |
$116,000 | $598,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
12 | $564,000 |
$47,000 | $250,000 |
$100,000 | $266,000 |
| Application Withdrawn By Applicant |
22 | $1,022,000 |
$46,000 | $115,000 |
$109,000 | $294,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
664 | $32,126,000 |
$48,000 | $220,000 |
$117,000 | $598,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $132,000 |
$26,000 | $55,000 |
$84,000 | $136,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $63,000 |
$31,000 | $38,000 |
$103,000 | $155,000 |
| Debt-To-Income Ratio |
5 | $369,000 |
$73,000 | $250,000 |
$116,000 | $266,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MSDFCU by:
Metropolitan Area And
County
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