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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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MULVANE STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MULVANE STATE BANK |
| Address | 122 W. MAIN, P.O. BOX 158 MULVANE, KS 67110 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 80 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,002,000 |
| Average Mortgage Loan Amount Applied For | $77,500 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $310,000 |
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| Home Improvement |
40 | $670,000 |
$16,000 | $91,000 |
$66,000 | $138,000 |
| Home Purchase |
19 | $1,816,000 |
$95,000 | $250,000 |
$82,000 | $225,000 |
| Refinancing |
21 | $1,516,000 |
$72,000 | $300,000 |
$95,000 | $310,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $50,000 |
$50,000 | $50,000 |
$43,000 | $43,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $67,000 |
$67,000 | $67,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
78 | $3,885,000 |
$49,000 | $300,000 |
$79,000 | $310,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
80 | $4,002,000 |
$50,000 | $300,000 |
$78,000 | $310,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $162,000 |
$162,000 | $162,000 |
$96,000 | $96,000 |
| Application Denied By Financial Institution |
24 | $1,653,000 |
$68,000 | $300,000 |
$70,000 | $225,000 |
| Application Withdrawn By Applicant |
1 | $27,000 |
$27,000 | $27,000 |
$51,000 | $51,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
54 | $2,160,000 |
$40,000 | $189,000 |
$81,000 | $310,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $522,000 |
$87,000 | $300,000 |
$39,000 | $104,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $405,000 |
$40,000 | $113,000 |
$50,000 | $81,000 |
| Debt-To-Income Ratio |
7 | $696,000 |
$99,000 | $250,000 |
$134,000 | $225,000 |
| Employment History |
1 | $30,000 |
$30,000 | $30,000 |
$13,000 | $13,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MULVANE STATE BANK by:
Metropolitan Area And
County
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