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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MURRAY STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MURRAY STATE BANK |
| Address | 102 W MAIN ST
MURRAY, NE 68409 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 41 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,695,000 |
| Average Mortgage Loan Amount Applied For | $93,600 |
| Highest Mortgage Loan Amount Applied For | $309,000 |
| Average Applicant Income | $55,600 |
| Highest Applicant Income | $322,000 |
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| Home Improvement |
2 | $45,000 |
$22,000 | $40,000 |
$38,000 | $77,000 |
| Home Purchase |
22 | $2,309,000 |
$104,000 | $309,000 |
$77,000 | $322,000 |
| Refinancing |
17 | $1,341,000 |
$78,000 | $211,000 |
$78,000 | $319,000 |
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| American Indian or Alaskan Native |
1 | $140,000 |
$140,000 | $140,000 |
$60,000 | $60,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $80,000 |
$80,000 | $80,000 |
$0 | $0 |
| Not Provided |
2 | $35,000 |
$17,000 | $30,000 |
$18,000 | $36,000 |
| White |
37 | $3,440,000 |
$92,000 | $309,000 |
$81,000 | $322,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
41 | $3,695,000 |
$90,000 | $309,000 |
$76,000 | $322,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $128,000 |
$128,000 | $128,000 |
$36,000 | $36,000 |
| Application Denied By Financial Institution |
4 | $164,000 |
$41,000 | $105,000 |
$31,000 | $42,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
36 | $3,403,000 |
$94,000 | $309,000 |
$82,000 | $322,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MURRAY STATE BANK by:
Metropolitan Area And
County
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