|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
NORTH COUNTY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
NORTH COUNTY BANK |
| Address | PO BOX 3427
ARLINGTON, WA 98223 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 101 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,218,000 |
| Average Mortgage Loan Amount Applied For | $228,500 |
| Highest Mortgage Loan Amount Applied For | $1,600,000 |
| Average Applicant Income | $75,300 |
| Highest Applicant Income | $604,000 |
|
|
|
| Home Improvement |
4 | $1,198,000 |
$299,000 | $675,000 |
$38,000 | $143,000 |
| Home Purchase |
61 | $16,495,000 |
$270,000 | $975,000 |
$120,000 | $604,000 |
| Refinancing |
36 | $9,525,000 |
$264,000 | $1,600,000 |
$88,000 | $590,000 |
|
|
| American Indian or Alaskan Native |
2 | $1,224,000 |
$612,000 | $880,000 |
$277,000 | $408,000 |
| Asian |
3 | $689,000 |
$229,000 | $261,000 |
$58,000 | $78,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $574,000 |
$191,000 | $234,000 |
$71,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $1,006,000 |
$251,000 | $358,000 |
$165,000 | $600,000 |
| Not Provided |
7 | $1,573,000 |
$224,000 | $375,000 |
$221,000 | $604,000 |
| White |
82 | $22,152,000 |
$270,000 | $1,600,000 |
$91,000 | $590,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
101 | $27,218,000 |
$269,000 | $1,600,000 |
$105,000 | $604,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $1,582,000 |
$226,000 | $675,000 |
$50,000 | $120,000 |
| Application Withdrawn By Applicant |
26 | $7,532,000 |
$289,000 | $975,000 |
$109,000 | $408,000 |
| File Closed For Incompleteness |
2 | $245,000 |
$122,000 | $133,000 |
$33,000 | $49,000 |
| Loan Originated |
66 | $17,859,000 |
$270,000 | $1,600,000 |
$112,000 | $604,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $317,000 |
$158,000 | $210,000 |
$39,000 | $42,000 |
| Debt-To-Income Ratio |
2 | $186,000 |
$93,000 | $172,000 |
$32,000 | $32,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $1,079,000 |
$359,000 | $675,000 |
$70,000 | $120,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for NORTH COUNTY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
