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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NORTH FORK BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
NORTH FORK BANK |
| Address | 265 BROADHOLLOW ROAD
MELVILLE, NY 11747 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,391 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,324,790,000 |
| Average Mortgage Loan Amount Applied For | $422,605 |
| Highest Mortgage Loan Amount Applied For | $25,000,000 |
| Average Applicant Income | $108,215 |
| Highest Applicant Income | $8,665,000 |
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| Home Improvement |
43 | $20,727,000 |
$482,000 | $2,000,000 |
$247,000 | $2,000,000 |
| Home Purchase |
2,546 | $1,608,264,000 |
$631,000 | $25,000,000 |
$217,000 | $8,665,000 |
| Refinancing |
1,802 | $695,799,000 |
$386,000 | $6,000,000 |
$101,000 | $7,048,000 |
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| American Indian or Alaskan Native |
190 | $48,471,000 |
$255,000 | $1,165,000 |
$118,000 | $531,000 |
| Asian |
284 | $149,706,000 |
$527,000 | $1,500,000 |
$207,000 | $3,067,000 |
| Black or African American |
209 | $63,665,000 |
$304,000 | $1,400,000 |
$42,000 | $982,000 |
| Hispanic |
260 | $99,820,000 |
$383,000 | $2,610,000 |
$79,000 | $1,592,000 |
| Native Hawaiin or Other Pacific Islander |
17 | $4,789,000 |
$281,000 | $533,000 |
$81,000 | $413,000 |
| Not applicable |
359 | $469,141,000 |
$1,306,000 | $25,000,000 |
$34,000 | $3,600,000 |
| Not Provided |
903 | $332,705,000 |
$368,000 | $2,588,000 |
$106,000 | $2,748,000 |
| White |
2,169 | $1,156,493,000 |
$533,000 | $3,750,000 |
$242,000 | $8,665,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,196 | $2,275,833,000 |
$542,000 | $25,000,000 |
$172,000 | $8,665,000 |
| FHA-insured (Federal Housing Administration) |
195 | $48,957,000 |
$251,000 | $550,000 |
$124,000 | $531,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $8,293,000 |
$637,000 | $4,300,000 |
$42,000 | $87,000 |
| Application Withdrawn By Applicant |
37 | $80,440,000 |
$2,174,000 | $10,000,000 |
$5,000 | $82,000 |
| File Closed For Incompleteness |
1 | $120,000 |
$120,000 | $120,000 |
$51,000 | $51,000 |
| Loan Originated |
108 | $264,407,000 |
$2,448,000 | $25,000,000 |
$75,000 | $7,048,000 |
| Loan Purchased By The Institution |
4,232 | $1,971,530,000 |
$465,000 | $6,000,000 |
$174,000 | $8,665,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $200,000 |
$200,000 | $200,000 |
$64,000 | $64,000 |
| Credit Application Incomplete |
1 | $230,000 |
$230,000 | $230,000 |
$68,000 | $68,000 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
4 | $1,325,000 |
$331,000 | $500,000 |
$29,000 | $70,000 |
| Employment History |
2 | $434,000 |
$217,000 | $337,000 |
$69,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $5,571,000 |
$1,857,000 | $4,300,000 |
$15,000 | $45,000 |
| Unverifiable Information |
2 | $533,000 |
$266,000 | $285,000 |
$61,000 | $64,000 |
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Mortgage Loan App Totals for NORTH FORK BANK by:
Metropolitan Area And
County
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