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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NORTH JERSEY COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
NORTH JERSEY COMMUNITY BANK |
| Address | 180 SYLVAN AVENUE
ENGLEWOOD CLIFFS, NJ 07632 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 37 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,356,000 |
| Average Mortgage Loan Amount Applied For | $761,444 |
| Highest Mortgage Loan Amount Applied For | $1,825,000 |
| Average Applicant Income | $253,000 |
| Highest Applicant Income | $1,308,000 |
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| Home Improvement |
5 | $200,000 |
$40,000 | $100,000 |
$57,000 | $100,000 |
| Home Purchase |
12 | $7,569,000 |
$630,000 | $1,500,000 |
$260,000 | $1,308,000 |
| Refinancing |
20 | $9,587,000 |
$479,000 | $1,825,000 |
$166,000 | $576,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $350,000 |
$350,000 | $350,000 |
$0 | $0 |
| Black or African American |
1 | $650,000 |
$650,000 | $650,000 |
$293,000 | $293,000 |
| Hispanic |
1 | $1,150,000 |
$1,150,000 | $1,150,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
6 | $2,045,000 |
$340,000 | $850,000 |
$128,000 | $300,000 |
| White |
28 | $13,161,000 |
$470,000 | $1,825,000 |
$203,000 | $1,308,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
37 | $17,356,000 |
$469,000 | $1,825,000 |
$182,000 | $1,308,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $75,000 |
$75,000 | $75,000 |
$60,000 | $60,000 |
| Application Withdrawn By Applicant |
2 | $10,000 |
$5,000 | $5,000 |
$22,000 | $22,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
34 | $17,271,000 |
$507,000 | $1,825,000 |
$195,000 | $1,308,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $75,000 |
$75,000 | $75,000 |
$60,000 | $60,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NORTH JERSEY COMMUNITY BANK by:
Metropolitan Area And
County
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