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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NORTHEAST SECURITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
NORTHEAST SECURITY BANK |
| Address | PO BOX 269
SUMNER, IA 50674 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 66 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,081,000 |
| Average Mortgage Loan Amount Applied For | $76,888 |
| Highest Mortgage Loan Amount Applied For | $411,000 |
| Average Applicant Income | $41,000 |
| Highest Applicant Income | $126,000 |
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| Home Improvement |
14 | $297,000 |
$21,000 | $80,000 |
$49,000 | $126,000 |
| Home Purchase |
17 | $1,291,000 |
$75,000 | $250,000 |
$56,000 | $125,000 |
| Refinancing |
35 | $2,493,000 |
$71,000 | $411,000 |
$42,000 | $114,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $130,000 |
$130,000 | $130,000 |
$46,000 | $46,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
65 | $3,951,000 |
$60,000 | $411,000 |
$47,000 | $126,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
66 | $4,081,000 |
$61,000 | $411,000 |
$47,000 | $126,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $733,000 |
$73,000 | $130,000 |
$45,000 | $69,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
56 | $3,348,000 |
$59,000 | $411,000 |
$48,000 | $126,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $593,000 |
$74,000 | $130,000 |
$49,000 | $69,000 |
| Debt-To-Income Ratio |
1 | $80,000 |
$80,000 | $80,000 |
$43,000 | $43,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $60,000 |
$60,000 | $60,000 |
$22,000 | $22,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NORTHEAST SECURITY BANK by:
Metropolitan Area And
County
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