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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NORTHERN TRUST BANK OF TEXAS N
Mortgage Loans and Application Details
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| Mortgage Company Name |
NORTHERN TRUST BANK OF TEXAS N |
| Address | 2020 ROSS AVENUE
DALLAS, TX 75201 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 285 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $156,482,000 |
| Average Mortgage Loan Amount Applied For | $776,339 |
| Highest Mortgage Loan Amount Applied For | $6,000,000 |
| Average Applicant Income | $824,678 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
17 | $3,582,000 |
$486,500 | $800,000 |
$446,000 | $921,000 |
| Home Purchase |
251 | $140,792,000 |
$779,647 | $6,000,000 |
$756,764 | $9,999,000 |
| Refinancing |
17 | $12,108,000 |
$855,500 | $2,250,000 |
$542,000 | $1,941,000 |
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| American Indian or Alaskan Native |
1 | $250,000 |
$250,000 | $250,000 |
$470,000 | $470,000 |
| Asian |
5 | $3,988,000 |
$694,000 | $1,890,000 |
$218,500 | $991,000 |
| Black or African American |
18 | $795,000 |
$44,000 | $111,000 |
$30,000 | $35,000 |
| Hispanic |
55 | $6,690,000 |
$121,000 | $1,102,000 |
$178,000 | $1,314,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $13,641,000 |
$1,183,000 | $2,100,000 |
$1,299,800 | $6,827,000 |
| Not Provided |
2 | $1,035,000 |
$517,000 | $950,000 |
$97,000 | $163,000 |
| White |
185 | $130,083,000 |
$766,588 | $6,000,000 |
$702,352 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
285 | $156,482,000 |
$802,277 | $6,000,000 |
$709,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
14 | $9,299,000 |
$380,500 | $2,250,000 |
$506,500 | $997,000 |
| Application Denied By Financial Institution |
3 | $1,233,000 |
$352,000 | $950,000 |
$84,000 | $163,000 |
| Application Withdrawn By Applicant |
11 | $5,028,000 |
$333,500 | $1,102,000 |
$156,500 | $1,314,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
210 | $138,733,000 |
$892,562 | $6,000,000 |
$807,125 | $9,999,000 |
| Loan Purchased By The Institution |
47 | $2,189,000 |
$46,000 | $463,000 |
$65,000 | $553,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $175,000 |
$175,000 | $175,000 |
$69,000 | $69,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $1,058,000 |
$529,000 | $950,000 |
$99,000 | $163,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NORTHERN TRUST BANK OF TEXAS N by:
Metropolitan Area And
County
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