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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NORTHWESTERN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
NORTHWESTERN BANK |
| Address | 202 NORTH BRIDGE ST PO BOX 49
CHIPPEWA FALLS, WI 54729 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 281 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,935,000 |
| Average Mortgage Loan Amount Applied For | $92,000 |
| Highest Mortgage Loan Amount Applied For | $575,000 |
| Average Applicant Income | $82,923 |
| Highest Applicant Income | $1,500,000 |
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| Home Improvement |
91 | $4,073,000 |
$44,000 | $204,000 |
$73,000 | $710,000 |
| Home Purchase |
87 | $10,016,000 |
$115,000 | $575,000 |
$57,000 | $365,000 |
| Refinancing |
104 | $6,936,000 |
$66,000 | $400,000 |
$93,000 | $1,500,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $220,000 |
$220,000 | $220,000 |
$59,000 | $59,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $90,000 |
$90,000 | $90,000 |
$54,000 | $54,000 |
| Not applicable |
27 | $4,056,000 |
$150,000 | $575,000 |
$0 | $0 |
| Not Provided |
3 | $362,000 |
$120,000 | $167,000 |
$59,000 | $116,000 |
| White |
250 | $16,297,000 |
$65,000 | $400,000 |
$84,000 | $1,500,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
282 | $21,025,000 |
$74,000 | $575,000 |
$75,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $1,395,000 |
$139,000 | $350,000 |
$50,000 | $140,000 |
| Application Denied By Financial Institution |
23 | $1,431,000 |
$62,000 | $150,000 |
$34,000 | $76,000 |
| Application Withdrawn By Applicant |
11 | $941,000 |
$85,000 | $179,000 |
$49,000 | $124,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
238 | $17,258,000 |
$72,000 | $575,000 |
$82,000 | $1,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NORTHWESTERN BANK by:
Metropolitan Area And
County
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