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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NOVASTAR MORTGAGE, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
NOVASTAR MORTGAGE, INC. |
| Address | 8140 WARD PARKWAY
KANSAS CITY, MO 64114 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 134,259 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,228,615,000 |
| Average Mortgage Loan Amount Applied For | $129,874 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $63,082 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
56,871 | $9,617,838,000 |
$169,000 | $1,825,000 |
$78,000 | $9,999,000 |
| Refinancing |
77,388 | $15,610,777,000 |
$201,000 | $3,000,000 |
$72,000 | $9,999,000 |
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| American Indian or Alaskan Native |
551 | $102,373,000 |
$185,000 | $1,935,000 |
$76,000 | $648,000 |
| Asian |
2,248 | $546,863,000 |
$243,000 | $1,580,000 |
$104,000 | $659,000 |
| Black or African American |
24,928 | $3,909,558,000 |
$156,000 | $1,825,000 |
$69,000 | $3,150,000 |
| Hispanic |
15,435 | $3,102,963,000 |
$201,000 | $1,500,000 |
$83,000 | $9,999,000 |
| Native Hawaiin or Other Pacific Islander |
159 | $39,407,000 |
$247,000 | $1,500,000 |
$93,000 | $760,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
41,578 | $9,225,487,000 |
$221,000 | $3,000,000 |
$68,000 | $9,999,000 |
| White |
49,360 | $8,301,964,000 |
$168,000 | $1,710,000 |
$79,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
134,259 | $25,228,615,000 |
$187,000 | $3,000,000 |
$74,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
30,380 | $5,450,748,000 |
$179,000 | $1,600,000 |
$84,000 | $3,608,000 |
| Application Denied By Financial Institution |
25,586 | $4,946,753,000 |
$193,000 | $2,050,000 |
$72,000 | $9,999,000 |
| Application Withdrawn By Applicant |
2,733 | $529,417,000 |
$193,000 | $1,825,000 |
$59,000 | $9,999,000 |
| File Closed For Incompleteness |
6,920 | $1,228,796,000 |
$177,000 | $1,750,000 |
$71,000 | $2,040,000 |
| Loan Originated |
46,280 | $7,588,446,000 |
$163,000 | $1,500,000 |
$77,000 | $4,055,000 |
| Loan Purchased By The Institution |
22,360 | $5,484,455,000 |
$245,000 | $3,000,000 |
$62,000 | $1,769,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NOVASTAR MORTGAGE, INC. by:
Metropolitan Area And
County
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