|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
NPG FEDERAL CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
NPG FEDERAL CREDIT UNION |
| Address | 6555 RIDINGS ROAD
SYRACUSE, NY 13206 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 75 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,565,000 |
| Average Mortgage Loan Amount Applied For | $22,000 |
| Highest Mortgage Loan Amount Applied For | $145,000 |
| Average Applicant Income | $59,600 |
| Highest Applicant Income | $105,000 |
|
|
|
| Home Improvement |
63 | $641,000 |
$10,000 | $25,000 |
$59,000 | $105,000 |
| Home Purchase |
4 | $265,000 |
$66,000 | $94,000 |
$45,000 | $58,000 |
| Refinancing |
8 | $659,000 |
$82,000 | $145,000 |
$67,000 | $103,000 |
|
|
| American Indian or Alaskan Native |
1 | $20,000 |
$20,000 | $20,000 |
$65,000 | $65,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $30,000 |
$7,000 | $20,000 |
$48,000 | $71,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
70 | $1,515,000 |
$21,000 | $145,000 |
$60,000 | $105,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
75 | $1,565,000 |
$20,000 | $145,000 |
$59,000 | $105,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $49,000 |
$49,000 | $49,000 |
$87,000 | $87,000 |
| Application Denied By Financial Institution |
4 | $66,000 |
$16,000 | $25,000 |
$60,000 | $67,000 |
| Application Withdrawn By Applicant |
1 | $63,000 |
$63,000 | $63,000 |
$52,000 | $52,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
69 | $1,387,000 |
$20,000 | $145,000 |
$59,000 | $105,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
2 | $45,000 |
$22,000 | $25,000 |
$66,000 | $67,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $21,000 |
$10,000 | $16,000 |
$54,000 | $54,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for NPG FEDERAL CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
