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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NSP ST PAUL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
NSP ST PAUL CREDIT UNION |
| Address | 825 RICE ST
ST PAUL, MN 55117 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 16 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,690,000 |
| Average Mortgage Loan Amount Applied For | $189,666 |
| Highest Mortgage Loan Amount Applied For | $294,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $118,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
8 | $1,552,000 |
$236,500 | $294,000 |
$72,000 | $94,000 |
| Refinancing |
8 | $1,138,000 |
$142,000 | $252,000 |
$62,000 | $118,000 |
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| American Indian or Alaskan Native |
1 | $252,000 |
$252,000 | $252,000 |
$55,000 | $55,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $160,000 |
$160,000 | $160,000 |
$51,000 | $51,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
14 | $2,278,000 |
$223,000 | $294,000 |
$76,000 | $118,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
16 | $2,690,000 |
$226,500 | $294,000 |
$75,500 | $118,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $498,000 |
$166,000 | $250,000 |
$49,000 | $59,000 |
| Application Withdrawn By Applicant |
5 | $911,000 |
$182,000 | $268,000 |
$50,000 | $72,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8 | $1,281,000 |
$217,500 | $294,000 |
$79,000 | $118,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NSP ST PAUL CREDIT UNION by:
Metropolitan Area And
County
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