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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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NSWC FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
NSWC FEDERAL CREDIT UNION |
| Address | P O BOX 519
DAHLGREN, VA 22448 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 179 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,228,000 |
| Average Mortgage Loan Amount Applied For | $51,789 |
| Highest Mortgage Loan Amount Applied For | $200,000 |
| Average Applicant Income | $73,368 |
| Highest Applicant Income | $280,000 |
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| Home Improvement |
116 | $5,844,000 |
$50,000 | $200,000 |
$94,000 | $280,000 |
| Home Purchase |
3 | $166,000 |
$55,000 | $62,000 |
$101,000 | $156,000 |
| Refinancing |
60 | $4,218,000 |
$70,000 | $200,000 |
$96,000 | $215,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $260,000 |
$65,000 | $120,000 |
$90,000 | $119,000 |
| Black or African American |
17 | $1,115,000 |
$65,000 | $200,000 |
$77,000 | $166,000 |
| Hispanic |
3 | $109,000 |
$36,000 | $54,000 |
$102,000 | $136,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
17 | $1,546,000 |
$90,000 | $200,000 |
$112,000 | $229,000 |
| White |
138 | $7,198,000 |
$52,000 | $175,000 |
$95,000 | $280,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
179 | $10,228,000 |
$57,000 | $200,000 |
$95,000 | $280,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
14 | $1,216,000 |
$86,000 | $200,000 |
$111,000 | $229,000 |
| Application Denied By Financial Institution |
7 | $641,000 |
$91,000 | $120,000 |
$86,000 | $191,000 |
| Application Withdrawn By Applicant |
4 | $245,000 |
$61,000 | $130,000 |
$54,000 | $70,000 |
| File Closed For Incompleteness |
1 | $130,000 |
$130,000 | $130,000 |
$147,000 | $147,000 |
| Loan Originated |
153 | $7,996,000 |
$52,000 | $200,000 |
$94,000 | $280,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $165,000 |
$82,000 | $100,000 |
$130,000 | $191,000 |
| Debt-To-Income Ratio |
1 | $95,000 |
$95,000 | $95,000 |
$51,000 | $51,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for NSWC FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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