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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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O BEE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
O BEE CREDIT UNION |
| Address | 3900 CLEVELAND AVE SE TUMWATER, WA 98501 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 81 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,260,000 |
| Average Mortgage Loan Amount Applied For | $117,333 |
| Highest Mortgage Loan Amount Applied For | $331,000 |
| Average Applicant Income | $64,166 |
| Highest Applicant Income | $211,000 |
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| Home Improvement |
29 | $2,053,000 |
$70,000 | $250,000 |
$66,000 | $164,000 |
| Home Purchase |
22 | $3,718,000 |
$169,000 | $331,000 |
$74,000 | $211,000 |
| Refinancing |
37 | $3,098,000 |
$83,000 | $279,000 |
$58,000 | $115,000 |
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| American Indian or Alaskan Native |
1 | $50,000 |
$50,000 | $50,000 |
$51,000 | $51,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $25,000 |
$25,000 | $25,000 |
$52,000 | $52,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $80,000 |
$80,000 | $80,000 |
$211,000 | $211,000 |
| White |
85 | $8,714,000 |
$102,000 | $331,000 |
$63,000 | $166,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
88 | $8,869,000 |
$100,000 | $331,000 |
$65,000 | $211,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
14 | $1,599,000 |
$114,000 | $330,000 |
$45,000 | $90,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
74 | $7,270,000 |
$98,000 | $331,000 |
$68,000 | $211,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for O BEE CREDIT UNION by:
Metropolitan Area And
County
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