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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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OAK BROOK BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
OAK BROOK BANK |
| Address | 6111 NORTH RIVER ROAD
ROSEMONT, IL 60018 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 597 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $128,472,000 |
| Average Mortgage Loan Amount Applied For | $298,625 |
| Highest Mortgage Loan Amount Applied For | $4,200,000 |
| Average Applicant Income | $163,875 |
| Highest Applicant Income | $979,000 |
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| Home Improvement |
18 | $547,000 |
$30,000 | $100,000 |
$102,000 | $188,000 |
| Home Purchase |
286 | $60,974,000 |
$213,000 | $3,000,000 |
$117,000 | $941,000 |
| Refinancing |
293 | $66,951,000 |
$228,000 | $4,200,000 |
$121,000 | $979,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
33 | $6,727,000 |
$203,000 | $442,000 |
$158,000 | $752,000 |
| Black or African American |
27 | $3,439,000 |
$127,000 | $400,000 |
$80,000 | $230,000 |
| Hispanic |
25 | $4,754,000 |
$190,000 | $417,000 |
$96,000 | $381,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $1,015,000 |
$338,000 | $417,000 |
$163,000 | $290,000 |
| Not applicable |
4 | $5,930,000 |
$1,482,000 | $4,200,000 |
$0 | $0 |
| Not Provided |
130 | $27,196,000 |
$209,000 | $1,000,000 |
$123,000 | $603,000 |
| White |
375 | $79,411,000 |
$211,000 | $3,000,000 |
$118,000 | $979,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
597 | $128,472,000 |
$215,000 | $4,200,000 |
$118,000 | $979,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
17 | $3,760,000 |
$221,000 | $700,000 |
$123,000 | $450,000 |
| Application Denied By Financial Institution |
41 | $9,133,000 |
$222,000 | $700,000 |
$92,000 | $323,000 |
| Application Withdrawn By Applicant |
58 | $12,001,000 |
$206,000 | $536,000 |
$115,000 | $437,000 |
| File Closed For Incompleteness |
15 | $3,633,000 |
$242,000 | $417,000 |
$144,000 | $587,000 |
| Loan Originated |
466 | $99,945,000 |
$214,000 | $4,200,000 |
$120,000 | $979,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
11 | $1,965,000 |
$178,000 | $360,000 |
$116,000 | $323,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $1,881,000 |
$209,000 | $400,000 |
$96,000 | $204,000 |
| Debt-To-Income Ratio |
11 | $2,695,000 |
$245,000 | $532,000 |
$77,000 | $182,000 |
| Employment History |
1 | $160,000 |
$160,000 | $160,000 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $600,000 |
$600,000 | $600,000 |
$190,000 | $190,000 |
| Mortgage Insurance Denied |
1 | $192,000 |
$192,000 | $192,000 |
$50,000 | $50,000 |
| Other |
2 | $1,003,000 |
$501,000 | $700,000 |
$153,000 | $240,000 |
| Unverifiable Information |
5 | $637,000 |
$127,000 | $274,000 |
$52,000 | $64,000 |
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Mortgage Loan App Totals for OAK BROOK BANK by:
Metropolitan Area And
County
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