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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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OAK STREET MORTGAGE/GW
Mortgage Loans and Application Details
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| Mortgage Company Name |
OAK STREET MORTGAGE/GW |
| Address | 11555 N MERIDIAN ST
CARMEL, IN 46032 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 15,167 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,776,575,000 |
| Average Mortgage Loan Amount Applied For | $95,531 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $65,282 |
| Highest Applicant Income | $1,800,000 |
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| Home Improvement |
310 | $38,279,000 |
$123,000 | $650,000 |
$68,000 | $480,000 |
| Home Purchase |
3,438 | $244,246,000 |
$71,000 | $875,000 |
$96,000 | $960,000 |
| Refinancing |
11,419 | $1,494,050,000 |
$130,000 | $1,500,000 |
$73,000 | $1,800,000 |
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| American Indian or Alaskan Native |
28 | $2,600,000 |
$92,000 | $450,000 |
$73,000 | $183,000 |
| Asian |
177 | $13,930,000 |
$78,000 | $512,000 |
$114,000 | $813,000 |
| Black or African American |
521 | $51,227,000 |
$98,000 | $800,000 |
$72,000 | $373,000 |
| Hispanic |
1,487 | $132,843,000 |
$89,000 | $544,000 |
$67,000 | $720,000 |
| Native Hawaiin or Other Pacific Islander |
17 | $1,512,000 |
$88,000 | $167,000 |
$147,000 | $432,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
8,630 | $1,189,121,000 |
$137,000 | $1,500,000 |
$71,000 | $1,248,000 |
| White |
4,307 | $385,342,000 |
$89,000 | $1,190,000 |
$96,000 | $1,800,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
15,167 | $1,776,575,000 |
$117,000 | $1,500,000 |
$78,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
39 | $5,270,000 |
$135,000 | $425,000 |
$69,000 | $171,000 |
| Application Denied By Financial Institution |
2,051 | $273,719,000 |
$133,000 | $959,000 |
$64,000 | $1,080,000 |
| Application Withdrawn By Applicant |
10,025 | $1,249,395,000 |
$124,000 | $1,500,000 |
$76,000 | $1,800,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
3,052 | $248,191,000 |
$81,000 | $1,190,000 |
$97,000 | $987,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
215 | $28,146,000 |
$130,000 | $510,000 |
$65,000 | $463,000 |
| Credit Application Incomplete |
188 | $23,106,000 |
$122,000 | $456,000 |
$59,000 | $195,000 |
| Credit History |
643 | $79,399,000 |
$123,000 | $665,000 |
$62,000 | $1,080,000 |
| Debt-To-Income Ratio |
207 | $30,418,000 |
$146,000 | $550,000 |
$51,000 | $216,000 |
| Employment History |
15 | $1,122,000 |
$74,000 | $175,000 |
$72,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
708 | $102,535,000 |
$144,000 | $959,000 |
$69,000 | $535,000 |
| Unverifiable Information |
75 | $8,993,000 |
$119,000 | $398,000 |
$82,000 | $360,000 |
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Mortgage Loan App Totals for OAK STREET MORTGAGE/GW by:
Metropolitan Area And
County
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