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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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OCUL SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
OCUL SERVICES, INC. |
| Address | 8205 SW CREEKSIDE PL, SUITE 220
BEAVERTON, OR 97008 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 118 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,664,000 |
| Average Mortgage Loan Amount Applied For | $111,920 |
| Highest Mortgage Loan Amount Applied For | $260,000 |
| Average Applicant Income | $54,840 |
| Highest Applicant Income | $157,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
52 | $6,087,000 |
$120,666 | $260,000 |
$47,666 | $132,000 |
| Refinancing |
88 | $10,392,000 |
$106,000 | $251,000 |
$66,500 | $157,000 |
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| American Indian or Alaskan Native |
1 | $213,000 |
$213,000 | $213,000 |
$84,000 | $84,000 |
| Asian |
1 | $126,000 |
$126,000 | $126,000 |
$55,000 | $55,000 |
| Black or African American |
1 | $238,000 |
$238,000 | $238,000 |
$62,000 | $62,000 |
| Hispanic |
7 | $797,000 |
$118,500 | $243,000 |
$49,000 | $77,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $144,000 |
$144,000 | $144,000 |
$58,000 | $58,000 |
| Not applicable |
2 | $175,000 |
$87,500 | $115,000 |
$76,000 | $126,000 |
| Not Provided |
4 | $462,000 |
$93,500 | $249,000 |
$52,000 | $122,000 |
| White |
123 | $14,324,000 |
$114,500 | $260,000 |
$53,000 | $157,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
140 | $16,479,000 |
$105,000 | $260,000 |
$62,333 | $157,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $161,000 |
$80,500 | $85,000 |
$53,500 | $60,000 |
| Application Denied By Financial Institution |
13 | $1,223,000 |
$101,500 | $209,000 |
$35,000 | $131,000 |
| Application Withdrawn By Applicant |
44 | $5,887,000 |
$123,600 | $260,000 |
$69,200 | $157,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
81 | $9,208,000 |
$99,000 | $251,000 |
$53,000 | $139,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $821,000 |
$106,000 | $209,000 |
$42,000 | $131,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $402,000 |
$80,000 | $144,000 |
$27,000 | $58,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for OCUL SERVICES, INC. by:
Metropolitan Area And
County
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