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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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OHIO RIVER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
OHIO RIVER BANK |
| Address | 221 RAILROAD STREET
IRONTON, OH 45638 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 104 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,009,000 |
| Average Mortgage Loan Amount Applied For | $84,750 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $75,750 |
| Highest Applicant Income | $255,000 |
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| Home Improvement |
32 | $838,000 |
$26,000 | $150,000 |
$57,000 | $130,000 |
| Home Purchase |
37 | $2,811,000 |
$75,000 | $300,000 |
$58,000 | $222,000 |
| Refinancing |
35 | $2,360,000 |
$67,000 | $220,000 |
$66,000 | $255,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $88,000 |
$88,000 | $88,000 |
$43,000 | $43,000 |
| Not Provided |
3 | $88,000 |
$29,000 | $70,000 |
$34,000 | $43,000 |
| White |
100 | $5,833,000 |
$58,000 | $300,000 |
$61,000 | $255,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
104 | $6,009,000 |
$57,000 | $300,000 |
$60,000 | $255,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $670,000 |
$60,000 | $150,000 |
$37,000 | $60,000 |
| Application Withdrawn By Applicant |
2 | $115,000 |
$57,000 | $100,000 |
$52,000 | $84,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
91 | $5,224,000 |
$57,000 | $300,000 |
$63,000 | $255,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $312,000 |
$62,000 | $150,000 |
$36,000 | $45,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for OHIO RIVER BANK by:
Metropolitan Area And
County
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