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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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OKLAHOMA STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
OKLAHOMA STATE BANK |
| Address | 2610 S DIVISION
GUTHRIE, OK 73044 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 59 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,039,000 |
| Average Mortgage Loan Amount Applied For | $54,666 |
| Highest Mortgage Loan Amount Applied For | $152,000 |
| Average Applicant Income | $47,666 |
| Highest Applicant Income | $320,000 |
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| Home Improvement |
12 | $393,000 |
$32,000 | $86,000 |
$62,000 | $146,000 |
| Home Purchase |
33 | $1,725,000 |
$52,000 | $132,000 |
$55,000 | $320,000 |
| Refinancing |
14 | $921,000 |
$65,000 | $152,000 |
$65,000 | $162,000 |
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| American Indian or Alaskan Native |
1 | $65,000 |
$65,000 | $65,000 |
$31,000 | $31,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $46,000 |
$23,000 | $25,000 |
$31,000 | $45,000 |
| Hispanic |
2 | $144,000 |
$72,000 | $86,000 |
$70,000 | $73,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $431,000 |
$61,000 | $85,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
47 | $2,353,000 |
$50,000 | $152,000 |
$69,000 | $320,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
59 | $3,039,000 |
$51,000 | $152,000 |
$59,000 | $320,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $239,000 |
$34,000 | $70,000 |
$60,000 | $90,000 |
| Application Withdrawn By Applicant |
8 | $422,000 |
$52,000 | $115,000 |
$38,000 | $74,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
44 | $2,378,000 |
$54,000 | $152,000 |
$62,000 | $320,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $15,000 |
$15,000 | $15,000 |
$73,000 | $73,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $80,000 |
$40,000 | $70,000 |
$74,000 | $90,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
3 | $122,000 |
$40,000 | $66,000 |
$59,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for OKLAHOMA STATE BANK by:
Metropolitan Area And
County
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