|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
OLD FLORIDA BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
OLD FLORIDA BANK |
| Address | 6321 DANIELS PARKWAY
FORT MYERS, FL 33912 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 85 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,438,000 |
| Average Mortgage Loan Amount Applied For | $246,400 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $37,800 |
| Highest Applicant Income | $423,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
42 | $9,601,000 |
$228,000 | $1,000,000 |
$46,000 | $373,000 |
| Refinancing |
43 | $9,837,000 |
$228,000 | $592,000 |
$67,000 | $423,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $160,000 |
$160,000 | $160,000 |
$28,000 | $28,000 |
| Hispanic |
5 | $891,000 |
$178,000 | $304,000 |
$12,000 | $46,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
6 | $1,951,000 |
$325,000 | $566,000 |
$17,000 | $103,000 |
| White |
73 | $16,436,000 |
$225,000 | $1,000,000 |
$63,000 | $423,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
85 | $19,438,000 |
$228,000 | $1,000,000 |
$57,000 | $423,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $250,000 |
$250,000 | $250,000 |
$80,000 | $80,000 |
| Application Denied By Financial Institution |
4 | $674,000 |
$168,000 | $300,000 |
$27,000 | $55,000 |
| Application Withdrawn By Applicant |
15 | $4,360,000 |
$290,000 | $1,000,000 |
$45,000 | $152,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
65 | $14,154,000 |
$217,000 | $606,000 |
$61,000 | $423,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $175,000 |
$175,000 | $175,000 |
$40,000 | $40,000 |
| Debt-To-Income Ratio |
1 | $51,000 |
$51,000 | $51,000 |
$55,000 | $55,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $300,000 |
$300,000 | $300,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for OLD FLORIDA BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
