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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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OLD MISSOURI NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
OLD MISSOURI NATIONAL BANK |
| Address | 1535 W. SUNSHINE
SPRINGFIELD, MO 65807 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 46 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,222,000 |
| Average Mortgage Loan Amount Applied For | $130,166 |
| Highest Mortgage Loan Amount Applied For | $684,000 |
| Average Applicant Income | $138,500 |
| Highest Applicant Income | $280,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
24 | $2,791,000 |
$116,000 | $410,000 |
$91,000 | $210,000 |
| Refinancing |
22 | $3,431,000 |
$155,000 | $684,000 |
$112,000 | $280,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $410,000 |
$410,000 | $410,000 |
$210,000 | $210,000 |
| Not Provided |
1 | $70,000 |
$70,000 | $70,000 |
$65,000 | $65,000 |
| White |
44 | $5,742,000 |
$130,000 | $684,000 |
$99,000 | $280,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
46 | $6,222,000 |
$135,000 | $684,000 |
$101,000 | $280,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $1,181,000 |
$90,000 | $160,000 |
$61,000 | $180,000 |
| Application Withdrawn By Applicant |
8 | $824,000 |
$103,000 | $180,000 |
$64,000 | $135,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
25 | $4,217,000 |
$168,000 | $684,000 |
$133,000 | $280,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $150,000 |
$150,000 | $150,000 |
$119,000 | $119,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $945,000 |
$94,000 | $160,000 |
$48,000 | $95,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $45,000 |
$45,000 | $45,000 |
$24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $41,000 |
$41,000 | $41,000 |
$180,000 | $180,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for OLD MISSOURI NATIONAL BANK by:
Metropolitan Area And
County
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