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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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OLYMPIA FEDERAL SAVINGS & LOAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
OLYMPIA FEDERAL SAVINGS & LOAN |
| Address | OLYMPIA
421 CAPITOL WAY S, WA 98501 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 223 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $55,782,000 |
| Average Mortgage Loan Amount Applied For | $233,500 |
| Highest Mortgage Loan Amount Applied For | $1,600,000 |
| Average Applicant Income | $103,500 |
| Highest Applicant Income | $740,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
160 | $44,674,000 |
$279,000 | $1,600,000 |
$111,000 | $740,000 |
| Refinancing |
63 | $11,108,000 |
$176,000 | $775,000 |
$82,000 | $436,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
7 | $1,852,000 |
$264,000 | $525,000 |
$74,000 | $149,000 |
| Black or African American |
2 | $743,000 |
$371,000 | $417,000 |
$155,000 | $188,000 |
| Hispanic |
4 | $943,000 |
$235,000 | $326,000 |
$97,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $2,894,000 |
$241,000 | $775,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
198 | $49,350,000 |
$249,000 | $1,600,000 |
$110,000 | $740,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
223 | $55,782,000 |
$250,000 | $1,600,000 |
$103,000 | $740,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $1,095,000 |
$273,000 | $608,000 |
$91,000 | $177,000 |
| Application Denied By Financial Institution |
5 | $826,000 |
$165,000 | $245,000 |
$115,000 | $376,000 |
| Application Withdrawn By Applicant |
10 | $4,408,000 |
$440,000 | $1,600,000 |
$114,000 | $250,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
204 | $49,453,000 |
$242,000 | $950,000 |
$102,000 | $740,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $466,000 |
$155,000 | $200,000 |
$59,000 | $73,000 |
| Debt-To-Income Ratio |
1 | $115,000 |
$115,000 | $115,000 |
$24,000 | $24,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $245,000 |
$245,000 | $245,000 |
$376,000 | $376,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for OLYMPIA FEDERAL SAVINGS & LOAN by:
Metropolitan Area And
County
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