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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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OMEGA FINANCIAL SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
OMEGA FINANCIAL SERVICES, INC. |
| Address | 900 WASHINGTON AVENUE
CARNEGIE, PA 15106 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 510 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $68,446,000 |
| Average Mortgage Loan Amount Applied For | $200,181 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $152,151 |
| Highest Applicant Income | $646,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
424 | $56,858,000 |
$134,000 | $1,000,000 |
$95,000 | $646,000 |
| Refinancing |
86 | $11,588,000 |
$134,000 | $900,000 |
$91,000 | $365,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
15 | $3,194,000 |
$212,000 | $540,000 |
$103,000 | $195,000 |
| Black or African American |
4 | $573,000 |
$143,000 | $241,000 |
$63,000 | $79,000 |
| Hispanic |
4 | $462,000 |
$115,000 | $175,000 |
$64,000 | $97,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $1,136,000 |
$378,000 | $1,000,000 |
$165,000 | $371,000 |
| White |
484 | $63,081,000 |
$130,000 | $938,000 |
$95,000 | $646,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
458 | $63,579,000 |
$138,000 | $1,000,000 |
$101,000 | $646,000 |
| FHA-insured (Federal Housing Administration) |
49 | $4,420,000 |
$90,000 | $184,000 |
$42,000 | $89,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $447,000 |
$149,000 | $230,000 |
$61,000 | $94,000 |
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| Application Approved But Not Accepted |
3 | $128,000 |
$42,000 | $69,000 |
$96,000 | $127,000 |
| Application Denied By Financial Institution |
1 | $92,000 |
$92,000 | $92,000 |
$62,000 | $62,000 |
| Application Withdrawn By Applicant |
5 | $452,000 |
$90,000 | $136,000 |
$76,000 | $150,000 |
| File Closed For Incompleteness |
1 | $74,000 |
$74,000 | $74,000 |
$25,000 | $25,000 |
| Loan Originated |
500 | $67,700,000 |
$135,000 | $1,000,000 |
$95,000 | $646,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $92,000 |
$92,000 | $92,000 |
$62,000 | $62,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for OMEGA FINANCIAL SERVICES, INC. by:
Metropolitan Area And
County
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