|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
OMNI NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
OMNI NATIONAL BANK |
| Address | 6 CONCOURSE PARKWAY
ATLANTA, GA 30328 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 799 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $91,079,000 |
| Average Mortgage Loan Amount Applied For | $111,815 |
| Highest Mortgage Loan Amount Applied For | $336,000 |
| Average Applicant Income | $107,289 |
| Highest Applicant Income | $2,650,000 |
|
|
|
| Home Improvement |
2 | $308,000 |
$154,000 | $199,000 |
$237,000 | $400,000 |
| Home Purchase |
795 | $90,294,000 |
$113,000 | $336,000 |
$114,000 | $2,650,000 |
| Refinancing |
3 | $492,000 |
$164,000 | $230,000 |
$100,000 | $175,000 |
|
|
| American Indian or Alaskan Native |
5 | $399,000 |
$79,000 | $153,000 |
$287,000 | $620,000 |
| Asian |
6 | $583,000 |
$97,000 | $161,000 |
$142,000 | $650,000 |
| Black or African American |
535 | $58,757,000 |
$109,000 | $336,000 |
$94,000 | $2,650,000 |
| Hispanic |
24 | $3,198,000 |
$133,000 | $330,000 |
$87,000 | $350,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $205,000 |
$68,000 | $132,000 |
$52,000 | $80,000 |
| Not applicable |
72 | $8,502,000 |
$118,000 | $313,000 |
$202,000 | $2,450,000 |
| Not Provided |
1 | $230,000 |
$230,000 | $230,000 |
$175,000 | $175,000 |
| White |
154 | $19,220,000 |
$124,000 | $328,000 |
$146,000 | $1,500,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
800 | $91,094,000 |
$113,000 | $336,000 |
$115,000 | $2,650,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $1,299,000 |
$129,000 | $328,000 |
$57,000 | $175,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $251,000 |
$251,000 | $251,000 |
$72,000 | $72,000 |
| Loan Originated |
789 | $89,544,000 |
$113,000 | $336,000 |
$116,000 | $2,650,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $55,000 |
$55,000 | $55,000 |
$76,000 | $76,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $1,089,000 |
$155,000 | $328,000 |
$59,000 | $175,000 |
| Debt-To-Income Ratio |
1 | $140,000 |
$140,000 | $140,000 |
$42,000 | $42,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $15,000 |
$15,000 | $15,000 |
$44,000 | $44,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for OMNI NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
