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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ONE COMMUNITY FEDERAL CREDIT U
Mortgage Loans and Application Details
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| Mortgage Company Name |
ONE COMMUNITY FEDERAL CREDIT U |
| Address | 531 5TH STREET
PARKERSBURG, WV 26101 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 82 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,443,000 |
| Average Mortgage Loan Amount Applied For | $96,750 |
| Highest Mortgage Loan Amount Applied For | $259,000 |
| Average Applicant Income | $63,750 |
| Highest Applicant Income | $181,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
46 | $3,972,000 |
$86,000 | $259,000 |
$47,000 | $162,000 |
| Refinancing |
36 | $4,471,000 |
$124,000 | $238,000 |
$70,000 | $181,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $636,000 |
$159,000 | $244,000 |
$89,000 | $162,000 |
| Hispanic |
1 | $259,000 |
$259,000 | $259,000 |
$45,000 | $45,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
77 | $7,548,000 |
$98,000 | $238,000 |
$56,000 | $181,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
82 | $8,443,000 |
$102,000 | $259,000 |
$57,000 | $181,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $531,000 |
$132,000 | $212,000 |
$37,000 | $43,000 |
| Application Withdrawn By Applicant |
4 | $476,000 |
$119,000 | $244,000 |
$55,000 | $109,000 |
| File Closed For Incompleteness |
1 | $181,000 |
$181,000 | $181,000 |
$107,000 | $107,000 |
| Loan Originated |
73 | $7,255,000 |
$99,000 | $259,000 |
$58,000 | $181,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ONE COMMUNITY FEDERAL CREDIT U by:
Metropolitan Area And
County
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