|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ONE UNITED BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ONE UNITED BANK |
| Address | 133 FEDERAL STREET
BOSTON, MA 02110 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 240 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $200,104,000 |
| Average Mortgage Loan Amount Applied For | $652,909 |
| Highest Mortgage Loan Amount Applied For | $22,500,000 |
| Average Applicant Income | $44,454 |
| Highest Applicant Income | $311,000 |
|
|
|
| Home Improvement |
21 | $12,659,000 |
$602,000 | $1,570,000 |
$48,000 | $311,000 |
| Home Purchase |
98 | $92,639,000 |
$945,000 | $3,750,000 |
$17,000 | $252,000 |
| Refinancing |
121 | $94,806,000 |
$783,000 | $22,500,000 |
$25,000 | $144,000 |
|
|
| American Indian or Alaskan Native |
1 | $119,000 |
$119,000 | $119,000 |
$74,000 | $74,000 |
| Asian |
7 | $7,340,000 |
$1,048,000 | $2,300,000 |
$12,000 | $84,000 |
| Black or African American |
99 | $36,819,000 |
$371,000 | $1,570,000 |
$52,000 | $311,000 |
| Hispanic |
35 | $22,699,000 |
$648,000 | $2,003,000 |
$5,000 | $118,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $1,250,000 |
$416,000 | $550,000 |
$36,000 | $108,000 |
| Not applicable |
46 | $51,691,000 |
$1,123,000 | $3,645,000 |
$3,000 | $147,000 |
| Not Provided |
13 | $11,243,000 |
$864,000 | $2,900,000 |
$5,000 | $76,000 |
| White |
36 | $68,943,000 |
$1,915,000 | $22,500,000 |
$0 | $0 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
240 | $200,104,000 |
$833,000 | $22,500,000 |
$24,000 | $311,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
10 | $8,996,000 |
$899,000 | $1,700,000 |
$19,000 | $121,000 |
| Application Denied By Financial Institution |
17 | $6,882,000 |
$404,000 | $1,540,000 |
$56,000 | $150,000 |
| Application Withdrawn By Applicant |
14 | $5,079,000 |
$362,000 | $585,000 |
$49,000 | $144,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
199 | $179,147,000 |
$900,000 | $22,500,000 |
$19,000 | $311,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for ONE UNITED BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
