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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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OREGON COMMUNITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
OREGON COMMUNITY CREDIT UNION |
| Address | 2880 CHAD DRIVE
EUGENE, OR 97401 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 188 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,975,000 |
| Average Mortgage Loan Amount Applied For | $187,066 |
| Highest Mortgage Loan Amount Applied For | $960,000 |
| Average Applicant Income | $57,333 |
| Highest Applicant Income | $387,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
238 | $42,593,000 |
$178,000 | $960,000 |
$53,000 | $284,000 |
| Refinancing |
114 | $20,001,000 |
$175,000 | $417,000 |
$62,000 | $387,000 |
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| American Indian or Alaskan Native |
5 | $480,000 |
$96,000 | $144,000 |
$20,000 | $28,000 |
| Asian |
8 | $1,623,000 |
$202,000 | $280,000 |
$68,000 | $113,000 |
| Black or African American |
1 | $200,000 |
$200,000 | $200,000 |
$63,000 | $63,000 |
| Hispanic |
10 | $1,470,000 |
$147,000 | $200,000 |
$27,000 | $52,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $340,000 |
$170,000 | $240,000 |
$57,000 | $90,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
37 | $7,560,000 |
$204,000 | $600,000 |
$55,000 | $150,000 |
| White |
289 | $50,921,000 |
$176,000 | $960,000 |
$57,000 | $387,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
352 | $62,594,000 |
$177,000 | $960,000 |
$56,000 | $387,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
134 | $24,509,000 |
$182,000 | $417,000 |
$56,000 | $170,000 |
| Application Denied By Financial Institution |
37 | $5,793,000 |
$156,000 | $300,000 |
$38,000 | $108,000 |
| Application Withdrawn By Applicant |
174 | $31,164,000 |
$179,000 | $960,000 |
$60,000 | $387,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
7 | $1,128,000 |
$161,000 | $249,000 |
$42,000 | $66,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for OREGON COMMUNITY CREDIT UNION by:
Metropolitan Area And
County
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