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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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OXFORD CAPITAL LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
OXFORD CAPITAL LLC |
| Address | 665 MARIETTA STREET NW
ATLANTA, GA 30313 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 332 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $45,973,000 |
| Average Mortgage Loan Amount Applied For | $136,458 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $80,083 |
| Highest Applicant Income | $516,000 |
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| Home Improvement |
1 | $29,000 |
$29,000 | $29,000 |
$0 | $0 |
| Home Purchase |
206 | $26,594,000 |
$129,000 | $1,000,000 |
$95,000 | $516,000 |
| Refinancing |
125 | $19,350,000 |
$154,000 | $738,000 |
$71,000 | $276,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $317,000 |
$79,000 | $111,000 |
$100,000 | $109,000 |
| Hispanic |
48 | $6,040,000 |
$125,000 | $570,000 |
$52,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
279 | $39,541,000 |
$141,000 | $1,000,000 |
$92,000 | $516,000 |
| White |
1 | $75,000 |
$75,000 | $75,000 |
$67,000 | $67,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
319 | $44,268,000 |
$138,000 | $1,000,000 |
$88,000 | $516,000 |
| FHA-insured (Federal Housing Administration) |
13 | $1,705,000 |
$131,000 | $170,000 |
$35,000 | $62,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $552,000 |
$138,000 | $155,000 |
$63,000 | $102,000 |
| Application Denied By Financial Institution |
101 | $14,714,000 |
$145,000 | $1,000,000 |
$86,000 | $389,000 |
| Application Withdrawn By Applicant |
81 | $12,090,000 |
$149,000 | $738,000 |
$72,000 | $516,000 |
| File Closed For Incompleteness |
3 | $243,000 |
$81,000 | $110,000 |
$43,000 | $64,000 |
| Loan Originated |
143 | $18,374,000 |
$128,000 | $572,000 |
$95,000 | $500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
27 | $2,841,000 |
$105,000 | $320,000 |
$75,000 | $180,000 |
| Credit Application Incomplete |
2 | $216,000 |
$108,000 | $182,000 |
$75,000 | $102,000 |
| Credit History |
11 | $2,165,000 |
$196,000 | $400,000 |
$44,000 | $114,000 |
| Debt-To-Income Ratio |
16 | $2,408,000 |
$150,000 | $299,000 |
$73,000 | $150,000 |
| Employment History |
5 | $1,315,000 |
$263,000 | $760,000 |
$131,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
8 | $751,000 |
$93,000 | $345,000 |
$118,000 | $160,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
18 | $2,903,000 |
$161,000 | $1,000,000 |
$102,000 | $389,000 |
| Unverifiable Information |
8 | $1,474,000 |
$184,000 | $368,000 |
$115,000 | $276,000 |
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Mortgage Loan App Totals for OXFORD CAPITAL LLC by:
Metropolitan Area And
County
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