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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACIFIC CHARTER MORTGAGE CORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACIFIC CHARTER MORTGAGE CORP |
| Address | 4281 KATELLA AVE #121
LOS ALAMITOS, CA 90720 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 39 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,135,000 |
| Average Mortgage Loan Amount Applied For | $336,666 |
| Highest Mortgage Loan Amount Applied For | $860,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $230,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
12 | $4,513,000 |
$376,000 | $860,000 |
$104,000 | $230,000 |
| Refinancing |
27 | $7,622,000 |
$282,000 | $396,000 |
$73,000 | $164,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
18 | $5,958,000 |
$331,000 | $860,000 |
$97,000 | $230,000 |
| Hispanic |
10 | $3,272,000 |
$327,000 | $550,000 |
$109,000 | $197,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $968,000 |
$242,000 | $319,000 |
$67,000 | $100,000 |
| White |
7 | $1,937,000 |
$276,000 | $370,000 |
$34,000 | $102,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
33 | $10,829,000 |
$328,000 | $860,000 |
$95,000 | $230,000 |
| FHA-insured (Federal Housing Administration) |
6 | $1,306,000 |
$217,000 | $307,000 |
$63,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
37 | $11,517,000 |
$311,000 | $860,000 |
$85,000 | $230,000 |
| Loan Purchased By The Institution |
2 | $618,000 |
$309,000 | $330,000 |
$102,000 | $120,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PACIFIC CHARTER MORTGAGE CORP by:
Metropolitan Area And
County
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