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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACIFIC COMMERCE BANK, NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACIFIC COMMERCE BANK, NA |
| Address | 420 E. 3RD STREET, SUITE 100
LOS ANGLELES, CA 90013 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 20 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,716,000 |
| Average Mortgage Loan Amount Applied For | $193,000 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $122,500 |
| Highest Applicant Income | $334,000 |
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| Home Improvement |
5 | $1,950,000 |
$390,000 | $1,200,000 |
$64,000 | $164,000 |
| Home Purchase |
6 | $1,946,000 |
$324,000 | $500,000 |
$115,000 | $334,000 |
| Refinancing |
9 | $2,820,000 |
$313,000 | $504,000 |
$92,000 | $212,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
18 | $6,526,000 |
$362,000 | $1,200,000 |
$93,000 | $334,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $90,000 |
$90,000 | $90,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
1 | $100,000 |
$100,000 | $100,000 |
$154,000 | $154,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
20 | $6,716,000 |
$335,000 | $1,200,000 |
$92,000 | $334,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $142,000 |
$142,000 | $142,000 |
$32,000 | $32,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
19 | $6,574,000 |
$346,000 | $1,200,000 |
$95,000 | $334,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PACIFIC COMMERCE BANK, NA by:
Metropolitan Area And
County
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