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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACIFIC COMMUNITY MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACIFIC COMMUNITY MORTGAGE |
| Address | 2099 SOUTH STATE COLLEGE BLVD SUITE 600
ANAHEIM, CA 92806 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,478 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,220,545,000 |
| Average Mortgage Loan Amount Applied For | $244,814 |
| Highest Mortgage Loan Amount Applied For | $4,000,000 |
| Average Applicant Income | $178,251 |
| Highest Applicant Income | $2,310,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
2,763 | $697,695,000 |
$252,000 | $2,400,000 |
$140,000 | $2,040,000 |
| Refinancing |
1,729 | $526,458,000 |
$304,000 | $4,000,000 |
$145,000 | $2,310,000 |
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| American Indian or Alaskan Native |
12 | $3,287,000 |
$273,000 | $448,000 |
$106,000 | $300,000 |
| Asian |
300 | $82,996,000 |
$276,000 | $1,196,000 |
$152,000 | $672,000 |
| Black or African American |
497 | $134,850,000 |
$271,000 | $1,771,000 |
$137,000 | $804,000 |
| Hispanic |
1,393 | $362,984,000 |
$260,000 | $1,593,000 |
$107,000 | $1,200,000 |
| Native Hawaiin or Other Pacific Islander |
77 | $23,289,000 |
$302,000 | $990,000 |
$94,000 | $816,000 |
| Not applicable |
1 | $108,000 |
$108,000 | $108,000 |
$15,000 | $15,000 |
| Not Provided |
32 | $8,907,000 |
$278,000 | $1,000,000 |
$140,000 | $474,000 |
| White |
2,180 | $607,732,000 |
$278,000 | $4,000,000 |
$165,000 | $2,310,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,486 | $1,223,078,000 |
$272,000 | $4,000,000 |
$142,000 | $2,310,000 |
| FHA-insured (Federal Housing Administration) |
6 | $1,075,000 |
$179,000 | $217,000 |
$36,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
841 | $226,664,000 |
$269,000 | $1,680,000 |
$123,000 | $924,000 |
| Application Denied By Financial Institution |
1,657 | $470,429,000 |
$283,000 | $2,400,000 |
$154,000 | $2,310,000 |
| Application Withdrawn By Applicant |
588 | $161,555,000 |
$274,000 | $2,000,000 |
$159,000 | $1,200,000 |
| File Closed For Incompleteness |
180 | $60,045,000 |
$333,000 | $4,000,000 |
$189,000 | $996,000 |
| Loan Originated |
1,226 | $305,460,000 |
$249,000 | $1,900,000 |
$123,000 | $2,040,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
141 | $39,931,000 |
$283,000 | $2,000,000 |
$149,000 | $1,080,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
324 | $91,535,000 |
$282,000 | $2,000,000 |
$132,000 | $660,000 |
| Debt-To-Income Ratio |
83 | $24,086,000 |
$290,000 | $1,120,000 |
$149,000 | $738,000 |
| Employment History |
46 | $14,548,000 |
$316,000 | $1,330,000 |
$143,000 | $508,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
48 | $12,662,000 |
$263,000 | $853,000 |
$204,000 | $2,310,000 |
| Mortgage Insurance Denied |
3 | $644,000 |
$214,000 | $360,000 |
$112,000 | $132,000 |
| Other |
870 | $243,712,000 |
$280,000 | $2,400,000 |
$158,000 | $2,040,000 |
| Unverifiable Information |
134 | $40,997,000 |
$305,000 | $1,424,000 |
$173,000 | $900,000 |
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Mortgage Loan App Totals for PACIFIC COMMUNITY MORTGAGE by:
Metropolitan Area And
County
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