|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PACIFIC CONTINENTAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PACIFIC CONTINENTAL BANK |
| Address | 111 WEST 7TH AVENUE
EUGENE, OR 97401 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 302 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $51,208,000 |
| Average Mortgage Loan Amount Applied For | $203,437 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $91,562 |
| Highest Applicant Income | $763,000 |
|
|
|
| Home Improvement |
48 | $2,357,000 |
$49,000 | $209,000 |
$61,000 | $136,000 |
| Home Purchase |
128 | $21,328,000 |
$166,000 | $690,000 |
$104,000 | $614,000 |
| Refinancing |
126 | $27,523,000 |
$218,000 | $800,000 |
$105,000 | $763,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $650,000 |
$650,000 | $650,000 |
$321,000 | $321,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
9 | $987,000 |
$109,000 | $200,000 |
$79,000 | $168,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $131,000 |
$131,000 | $131,000 |
$37,000 | $37,000 |
| Not applicable |
2 | $688,000 |
$344,000 | $613,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
289 | $48,752,000 |
$168,000 | $800,000 |
$98,000 | $763,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
302 | $51,208,000 |
$169,000 | $800,000 |
$98,000 | $763,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
39 | $5,449,000 |
$139,000 | $350,000 |
$90,000 | $614,000 |
| Application Denied By Financial Institution |
27 | $3,646,000 |
$135,000 | $480,000 |
$90,000 | $375,000 |
| Application Withdrawn By Applicant |
19 | $2,677,000 |
$140,000 | $304,000 |
$83,000 | $191,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
217 | $39,436,000 |
$181,000 | $800,000 |
$101,000 | $763,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PACIFIC CONTINENTAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
