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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACIFIC CREST SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACIFIC CREST SAVINGS BANK |
| Address | 3500 188TH ST SW SUITE 575
LYNNWOOD, WA 98037 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 971 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $272,115,000 |
| Average Mortgage Loan Amount Applied For | $222,000 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $90,756 |
| Highest Applicant Income | $6,000,000 |
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| Home Improvement |
30 | $11,641,000 |
$388,000 | $1,050,000 |
$139,000 | $456,000 |
| Home Purchase |
725 | $191,125,000 |
$263,000 | $1,175,000 |
$97,000 | $1,180,000 |
| Refinancing |
247 | $75,447,000 |
$305,000 | $2,000,000 |
$116,000 | $6,000,000 |
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| American Indian or Alaskan Native |
6 | $1,409,000 |
$234,000 | $344,000 |
$89,000 | $118,000 |
| Asian |
21 | $7,031,000 |
$334,000 | $1,100,000 |
$117,000 | $455,000 |
| Black or African American |
14 | $4,151,000 |
$296,000 | $612,000 |
$138,000 | $761,000 |
| Hispanic |
68 | $16,937,000 |
$249,000 | $1,060,000 |
$70,000 | $241,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $781,000 |
$260,000 | $316,000 |
$174,000 | $326,000 |
| Not applicable |
42 | $13,829,000 |
$329,000 | $900,000 |
$1,000 | $58,000 |
| Not Provided |
83 | $26,605,000 |
$320,000 | $1,050,000 |
$128,000 | $1,180,000 |
| White |
765 | $207,470,000 |
$271,000 | $2,000,000 |
$108,000 | $6,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
956 | $268,140,000 |
$280,000 | $2,000,000 |
$105,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) |
40 | $8,653,000 |
$216,000 | $315,000 |
$65,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
6 | $1,420,000 |
$236,000 | $337,000 |
$68,000 | $89,000 |
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| Application Approved But Not Accepted |
81 | $26,038,000 |
$321,000 | $881,000 |
$100,000 | $328,000 |
| Application Denied By Financial Institution |
42 | $14,670,000 |
$349,000 | $1,600,000 |
$88,000 | $455,000 |
| Application Withdrawn By Applicant |
16 | $4,233,000 |
$264,000 | $640,000 |
$0 | $0 |
| File Closed For Incompleteness |
20 | $8,549,000 |
$427,000 | $2,000,000 |
$426,000 | $6,000,000 |
| Loan Originated |
812 | $218,625,000 |
$269,000 | $1,060,000 |
$100,000 | $1,180,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
31 | $6,098,000 |
$196,000 | $400,000 |
$55,000 | $170,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PACIFIC CREST SAVINGS BANK by:
Metropolitan Area And
County
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