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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACIFIC HORIZON BANCORP. INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACIFIC HORIZON BANCORP. INC. |
| Address | 2529 FOOTHILL BLVD. SUITE 104
LA CRESCENTA, CA 91214 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 597 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $126,269,000 |
| Average Mortgage Loan Amount Applied For | $201,000 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $85,461 |
| Highest Applicant Income | $530,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
291 | $61,380,000 |
$194,333 | $780,000 |
$54,000 | $530,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
326 | $69,758,000 |
$150,333 | $1,000,000 |
$46,333 | $520,000 |
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| American Indian or Alaskan Native |
1 | $196,000 |
$196,000 | $196,000 |
$108,000 | $108,000 |
| Asian or Pacific Islander |
30 | $7,662,000 |
$327,000 | $611,000 |
$85,000 | $336,000 |
| Black |
18 | $3,274,000 |
$146,000 | $319,000 |
$69,500 | $125,000 |
| Hispanic |
186 | $35,376,000 |
$213,500 | $432,000 |
$39,500 | $144,000 |
| Information not provided by applicant in mail or telephone application |
56 | $10,838,000 |
$160,000 | $630,000 |
$78,500 | $530,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
27 | $5,157,000 |
$191,000 | $359,000 |
$65,000 | $219,000 |
| White |
299 | $68,635,000 |
$211,000 | $1,000,000 |
$41,000 | $520,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
493 | $105,942,000 |
$200,333 | $1,000,000 |
$53,666 | $530,000 |
| FHA-insured (Federal Housing Administration) |
123 | $25,024,000 |
$214,000 | $404,000 |
$38,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $172,000 |
$172,000 | $172,000 |
$48,000 | $48,000 |
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| Application Approved But Not Accepted |
8 | $1,352,000 |
$169,000 | $314,000 |
$69,000 | $107,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
39 | $8,807,000 |
$225,000 | $500,000 |
$45,500 | $137,000 |
| File Closed For Incompleteness |
17 | $2,726,000 |
$160,000 | $344,000 |
$63,000 | $121,000 |
| Loan Originated |
553 | $118,253,000 |
$165,000 | $1,000,000 |
$68,500 | $530,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PACIFIC HORIZON BANCORP. INC. by:
Metropolitan Area And
County
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