|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PACIFIC MARINE CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PACIFIC MARINE CREDIT UNION |
| Address | PO BOX 555235
CAMP PENDLETON, CA 92055-5235 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 290 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $43,196,000 |
| Average Mortgage Loan Amount Applied For | $125,000 |
| Highest Mortgage Loan Amount Applied For | $815,000 |
| Average Applicant Income | $82,600 |
| Highest Applicant Income | $417,000 |
|
|
|
| Home Improvement |
1 | $50,000 |
$50,000 | $50,000 |
$49,000 | $49,000 |
| Home Purchase |
19 | $4,702,000 |
$247,000 | $536,000 |
$73,000 | $132,000 |
| Refinancing |
270 | $38,444,000 |
$142,000 | $815,000 |
$81,000 | $417,000 |
|
|
| American Indian or Alaskan Native |
3 | $947,000 |
$315,000 | $577,000 |
$77,000 | $148,000 |
| Asian |
24 | $4,607,000 |
$191,000 | $507,000 |
$90,000 | $417,000 |
| Black or African American |
21 | $2,523,000 |
$120,000 | $487,000 |
$87,000 | $160,000 |
| Hispanic |
51 | $6,361,000 |
$124,000 | $508,000 |
$62,000 | $192,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $600,000 |
$300,000 | $500,000 |
$98,000 | $133,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
189 | $28,158,000 |
$148,000 | $815,000 |
$83,000 | $358,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
290 | $43,196,000 |
$148,000 | $815,000 |
$80,000 | $417,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
4 | $667,000 |
$166,000 | $427,000 |
$92,000 | $133,000 |
| Application Denied By Financial Institution |
68 | $11,415,000 |
$167,000 | $815,000 |
$63,000 | $417,000 |
| Application Withdrawn By Applicant |
44 | $7,338,000 |
$166,000 | $500,000 |
$73,000 | $201,000 |
| File Closed For Incompleteness |
2 | $310,000 |
$155,000 | $240,000 |
$46,000 | $49,000 |
| Loan Originated |
172 | $23,466,000 |
$136,000 | $608,000 |
$89,000 | $358,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $12,000 |
$12,000 | $12,000 |
$41,000 | $41,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $1,611,000 |
$146,000 | $390,000 |
$82,000 | $417,000 |
| Debt-To-Income Ratio |
51 | $8,912,000 |
$174,000 | $815,000 |
$61,000 | $192,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
3 | $655,000 |
$218,000 | $300,000 |
$30,000 | $61,000 |
|
Mortgage Loan App Totals for PACIFIC MARINE CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
