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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACIFIC REPUBLIC MORTGAGE CORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACIFIC REPUBLIC MORTGAGE CORP |
| Address | 2150 TOWNE CENTRE PLACE SUITE 300
ANAHEIM, CA 92806 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 25,193 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,353,777,000 |
| Average Mortgage Loan Amount Applied For | $152,538 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $69,253 |
| Highest Applicant Income | $4,000,000 |
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| Home Improvement |
444 | $94,755,000 |
$221,000 | $1,096,000 |
$137,857 | $1,483,000 |
| Home Purchase |
13,816 | $2,208,288,000 |
$139,090 | $1,500,000 |
$63,818 | $4,000,000 |
| Refinancing |
10,933 | $2,050,734,000 |
$169,692 | $1,470,000 |
$58,923 | $1,920,000 |
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| American Indian or Alaskan Native |
106 | $17,838,000 |
$130,142 | $580,000 |
$63,000 | $350,000 |
| Asian |
1,200 | $270,301,000 |
$157,000 | $1,450,000 |
$83,777 | $1,273,000 |
| Black or African American |
617 | $107,601,000 |
$159,125 | $1,500,000 |
$67,750 | $4,000,000 |
| Hispanic |
5,423 | $846,799,000 |
$121,700 | $1,280,000 |
$52,500 | $569,000 |
| Native Hawaiin or Other Pacific Islander |
112 | $19,909,000 |
$124,428 | $780,000 |
$82,714 | $474,000 |
| Not applicable |
67 | $12,298,000 |
$146,333 | $482,000 |
$87,500 | $264,000 |
| Not Provided |
2,273 | $390,422,000 |
$156,636 | $1,000,000 |
$27,545 | $1,920,000 |
| White |
15,395 | $2,688,609,000 |
$167,923 | $1,500,000 |
$74,923 | $1,592,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
22,258 | $3,891,930,000 |
$166,153 | $1,500,000 |
$70,153 | $4,000,000 |
| FHA-insured (Federal Housing Administration) |
2,394 | $377,830,000 |
$131,111 | $400,000 |
$37,222 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
541 | $84,017,000 |
$147,800 | $296,000 |
$35,100 | $1,536,000 |
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| Application Approved But Not Accepted |
852 | $163,139,000 |
$127,444 | $1,500,000 |
$67,888 | $1,121,000 |
| Application Denied By Financial Institution |
3,316 | $577,276,000 |
$143,818 | $1,330,000 |
$64,545 | $1,500,000 |
| Application Withdrawn By Applicant |
4,824 | $878,913,000 |
$149,909 | $1,500,000 |
$39,909 | $4,000,000 |
| File Closed For Incompleteness |
972 | $174,402,000 |
$166,500 | $1,500,000 |
$71,166 | $1,920,000 |
| Loan Originated |
15,229 | $2,560,047,000 |
$139,090 | $1,470,000 |
$68,181 | $1,592,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
71 | $10,810,000 |
$156,142 | $392,000 |
$75,142 | $555,000 |
| Credit Application Incomplete |
1,831 | $337,912,000 |
$148,500 | $1,096,000 |
$70,100 | $1,500,000 |
| Credit History |
372 | $56,379,000 |
$139,222 | $644,000 |
$54,888 | $339,000 |
| Debt-To-Income Ratio |
83 | $14,125,000 |
$143,444 | $632,000 |
$56,777 | $143,000 |
| Employment History |
71 | $11,506,000 |
$123,000 | $898,000 |
$51,166 | $466,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
63 | $11,766,000 |
$156,500 | $592,000 |
$62,166 | $246,000 |
| Mortgage Insurance Denied |
5 | $886,000 |
$189,000 | $269,000 |
$45,500 | $52,000 |
| Other |
593 | $94,773,000 |
$139,272 | $730,000 |
$69,727 | $1,483,000 |
| Unverifiable Information |
48 | $8,321,000 |
$175,666 | $1,330,000 |
$69,166 | $1,200,000 |
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Mortgage Loan App Totals for PACIFIC REPUBLIC MORTGAGE CORP by:
Metropolitan Area And
County
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