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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACIFIC STATES MORTGAGE, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACIFIC STATES MORTGAGE, INC. |
| Address | 1651 E. 4TH STREET, SUITE 124
SANTA ANA, CA 92701 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 495 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $89,657,000 |
| Average Mortgage Loan Amount Applied For | $181,675 |
| Highest Mortgage Loan Amount Applied For | $660,000 |
| Average Applicant Income | $47,200 |
| Highest Applicant Income | $270,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
269 | $48,304,000 |
$157,400 | $660,000 |
$14,200 | $270,000 |
| Refinancing |
226 | $41,353,000 |
$175,500 | $650,000 |
$34,000 | $209,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $615,000 |
$307,000 | $440,000 |
$156,000 | $156,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
160 | $29,330,000 |
$145,500 | $533,000 |
$34,000 | $270,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
332 | $59,564,000 |
$158,600 | $660,000 |
$13,600 | $270,000 |
| White |
1 | $148,000 |
$148,000 | $148,000 |
$37,000 | $37,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
398 | $74,960,000 |
$178,500 | $660,000 |
$19,000 | $270,000 |
| FHA-insured (Federal Housing Administration) |
96 | $14,557,000 |
$135,333 | $330,000 |
$13,333 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $140,000 |
$140,000 | $140,000 |
$0 | $0 |
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| Application Approved But Not Accepted |
16 | $3,256,000 |
$203,000 | $440,000 |
$63,000 | $162,000 |
| Application Denied By Financial Institution |
21 | $3,547,000 |
$123,000 | $638,000 |
$44,500 | $270,000 |
| Application Withdrawn By Applicant |
76 | $13,038,000 |
$172,500 | $650,000 |
$11,500 | $270,000 |
| File Closed For Incompleteness |
3 | $1,079,000 |
$359,000 | $500,000 |
$108,000 | $204,000 |
| Loan Originated |
378 | $68,545,000 |
$145,000 | $660,000 |
$25,000 | $270,000 |
| Loan Purchased By The Institution |
1 | $192,000 |
$192,000 | $192,000 |
$54,000 | $54,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $134,000 |
$67,000 | $73,000 |
$24,000 | $48,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $431,000 |
$215,000 | $356,000 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $1,720,000 |
$191,000 | $638,000 |
$81,000 | $151,000 |
| Unverifiable Information |
6 | $867,000 |
$144,000 | $270,000 |
$113,000 | $156,000 |
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Mortgage Loan App Totals for PACIFIC STATES MORTGAGE, INC. by:
Metropolitan Area And
County
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