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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACIFIC TRANSPORTATION FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACIFIC TRANSPORTATION FCU |
| Address | 3280 E. FOOTHILL BLVD. #200
PASADENA, CA 91107-3187 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 110 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,533,000 |
| Average Mortgage Loan Amount Applied For | $138,100 |
| Highest Mortgage Loan Amount Applied For | $740,000 |
| Average Applicant Income | $75,300 |
| Highest Applicant Income | $192,000 |
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| Home Improvement |
1 | $25,000 |
$25,000 | $25,000 |
$78,000 | $78,000 |
| Home Purchase |
9 | $2,029,000 |
$225,000 | $499,000 |
$68,000 | $95,000 |
| Refinancing |
104 | $17,686,000 |
$170,000 | $740,000 |
$81,000 | $192,000 |
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| American Indian or Alaskan Native |
2 | $754,000 |
$377,000 | $574,000 |
$110,000 | $146,000 |
| Asian |
2 | $219,000 |
$109,000 | $164,000 |
$65,000 | $78,000 |
| Black or African American |
11 | $2,062,000 |
$187,000 | $500,000 |
$66,000 | $96,000 |
| Hispanic |
28 | $5,383,000 |
$192,000 | $522,000 |
$65,000 | $154,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
43 | $5,271,000 |
$122,000 | $499,000 |
$84,000 | $192,000 |
| White |
28 | $6,051,000 |
$216,000 | $740,000 |
$95,000 | $179,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
114 | $19,740,000 |
$173,000 | $740,000 |
$80,000 | $192,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $76,000 |
$76,000 | $76,000 |
$47,000 | $47,000 |
| Application Denied By Financial Institution |
13 | $2,222,000 |
$170,000 | $522,000 |
$72,000 | $192,000 |
| Application Withdrawn By Applicant |
15 | $3,100,000 |
$206,000 | $580,000 |
$90,000 | $179,000 |
| File Closed For Incompleteness |
16 | $2,027,000 |
$126,000 | $360,000 |
$61,000 | $96,000 |
| Loan Originated |
67 | $11,975,000 |
$178,000 | $740,000 |
$86,000 | $179,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $340,000 |
$170,000 | $240,000 |
$38,000 | $42,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $365,000 |
$365,000 | $365,000 |
$39,000 | $39,000 |
| Credit History |
13 | $2,172,000 |
$167,000 | $522,000 |
$72,000 | $192,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $25,000 |
$25,000 | $25,000 |
$42,000 | $42,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PACIFIC TRANSPORTATION FCU by:
Metropolitan Area And
County
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