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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACIFIC UNION BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACIFIC UNION BANK |
| Address | 3530 WILSHIRE BLVD, SUITE 1800
LOS ANGELES, CA 90010 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 180 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $68,581,000 |
| Average Mortgage Loan Amount Applied For | $388,846 |
| Highest Mortgage Loan Amount Applied For | $2,690,000 |
| Average Applicant Income | $146,153 |
| Highest Applicant Income | $2,144,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
30 | $10,013,000 |
$333,000 | $1,000,000 |
$374,000 | $2,144,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
33 | $24,906,000 |
$435,000 | $2,690,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
117 | $33,662,000 |
$287,000 | $732,000 |
$135,000 | $444,000 |
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| American Indian or Alaskan Native |
1 | $420,000 |
$420,000 | $420,000 |
$82,000 | $82,000 |
| Asian or Pacific Islander |
129 | $40,045,000 |
$203,500 | $1,610,000 |
$53,000 | $444,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
7 | $2,827,000 |
$403,000 | $590,000 |
$138,000 | $240,000 |
| Not applicable |
20 | $13,938,000 |
$696,000 | $2,690,000 |
$525,000 | $2,144,000 |
| Other |
2 | $900,000 |
$450,000 | $450,000 |
$147,000 | $294,000 |
| White |
21 | $10,451,000 |
$497,000 | $732,000 |
$191,000 | $330,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
180 | $68,581,000 |
$238,500 | $2,690,000 |
$82,500 | $2,144,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $414,000 |
$138,000 | $150,000 |
$74,000 | $124,000 |
| Application Denied By Financial Institution |
5 | $1,202,000 |
$240,000 | $570,000 |
$63,000 | $100,000 |
| Application Withdrawn By Applicant |
19 | $4,961,000 |
$261,000 | $590,000 |
$77,000 | $264,000 |
| File Closed For Incompleteness |
17 | $3,544,000 |
$208,000 | $450,000 |
$102,000 | $360,000 |
| Loan Originated |
105 | $43,177,000 |
$254,500 | $2,690,000 |
$100,000 | $2,144,000 |
| Loan Purchased By The Institution |
31 | $15,283,000 |
$493,000 | $732,000 |
$196,000 | $337,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PACIFIC UNION BANK by:
Metropolitan Area And
County
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