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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACIFIC VALLEY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACIFIC VALLEY BANK |
| Address | 3 ROSSI CIRCLE, SUITE A
SALINAS, CA 93907 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 8 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,399,000 |
| Average Mortgage Loan Amount Applied For | $401,000 |
| Highest Mortgage Loan Amount Applied For | $2,165,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $194,000 |
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| Home Improvement |
1 | $275,000 |
$275,000 | $275,000 |
$0 | $0 |
| Home Purchase |
3 | $929,000 |
$309,000 | $465,000 |
$78,000 | $156,000 |
| Refinancing |
4 | $3,195,000 |
$798,000 | $2,165,000 |
$48,000 | $194,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $264,000 |
$264,000 | $264,000 |
$156,000 | $156,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $2,990,000 |
$996,000 | $2,165,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
4 | $1,145,000 |
$286,000 | $465,000 |
$68,000 | $194,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
8 | $4,399,000 |
$549,000 | $2,165,000 |
$53,000 | $194,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
3 | $2,894,000 |
$964,000 | $2,165,000 |
$53,000 | $156,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
5 | $1,505,000 |
$301,000 | $550,000 |
$53,000 | $194,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PACIFIC VALLEY BANK by:
Metropolitan Area And
County
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