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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PACWEST SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
PACWEST SERVICES, INC. |
| Address | P.O. BOX 4405
SPOKANE, WA 99220-0405 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 43 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,959,000 |
| Average Mortgage Loan Amount Applied For | $160,000 |
| Highest Mortgage Loan Amount Applied For | $246,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $156,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
12 | $1,454,000 |
$121,000 | $202,000 |
$50,000 | $81,000 |
| Refinancing |
31 | $4,505,000 |
$145,000 | $246,000 |
$45,000 | $156,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $79,000 |
$79,000 | $79,000 |
$61,000 | $61,000 |
| Hispanic |
1 | $209,000 |
$209,000 | $209,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $358,000 |
$119,000 | $176,000 |
$14,000 | $42,000 |
| White |
38 | $5,313,000 |
$139,000 | $246,000 |
$50,000 | $156,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
13 | $1,849,000 |
$142,000 | $246,000 |
$67,000 | $156,000 |
| FHA-insured (Federal Housing Administration) |
17 | $2,117,000 |
$124,000 | $203,000 |
$54,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
13 | $1,993,000 |
$153,000 | $232,000 |
$16,000 | $81,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $314,000 |
$157,000 | $176,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
41 | $5,645,000 |
$137,000 | $246,000 |
$49,000 | $156,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $176,000 |
$176,000 | $176,000 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PACWEST SERVICES, INC. by:
Metropolitan Area And
County
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