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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PAN AM HORIZONS F.C.U,
Mortgage Loans and Application Details
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| Mortgage Company Name |
PAN AM HORIZONS F.C.U, |
| Address | 12171 MOODY DRIVE
HOMESTEAD, FL 33032 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 35 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,898,000 |
| Average Mortgage Loan Amount Applied For | $233,333 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $285,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
5 | $1,435,000 |
$287,000 | $740,000 |
$131,000 | $281,000 |
| Refinancing |
30 | $7,463,000 |
$248,000 | $1,100,000 |
$82,000 | $285,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
7 | $1,531,000 |
$218,000 | $740,000 |
$99,000 | $281,000 |
| Hispanic |
22 | $5,182,000 |
$235,000 | $560,000 |
$77,000 | $163,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
6 | $2,185,000 |
$364,000 | $1,100,000 |
$124,000 | $285,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
35 | $8,898,000 |
$254,000 | $1,100,000 |
$89,000 | $285,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $1,801,000 |
$257,000 | $460,000 |
$77,000 | $144,000 |
| Application Withdrawn By Applicant |
4 | $770,000 |
$192,000 | $240,000 |
$68,000 | $103,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
24 | $6,327,000 |
$263,000 | $1,100,000 |
$97,000 | $285,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $210,000 |
$210,000 | $210,000 |
$76,000 | $76,000 |
| Debt-To-Income Ratio |
5 | $1,381,000 |
$276,000 | $460,000 |
$64,000 | $82,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PAN AM HORIZONS F.C.U, by:
Metropolitan Area And
County
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