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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PANOLA NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PANOLA NATIONAL BANK |
| Address | 1510 WEST PANOLA
CARTHAGE, TX 75633 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 161 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,570,000 |
| Average Mortgage Loan Amount Applied For | $98,333 |
| Highest Mortgage Loan Amount Applied For | $415,000 |
| Average Applicant Income | $125,666 |
| Highest Applicant Income | $470,000 |
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| Home Improvement (one-to-four family) |
31 | $667,000 |
$21,000 | $70,000 |
$46,000 | $392,000 |
| Home Purchase (one-to-four family) |
56 | $3,397,000 |
$60,000 | $415,000 |
$95,000 | $470,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
74 | $3,506,000 |
$47,000 | $351,000 |
$82,000 | $200,000 |
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| American Indian or Alaskan Native |
2 | $32,000 |
$16,000 | $24,000 |
$24,000 | $24,000 |
| Asian or Pacific Islander |
1 | $20,000 |
$20,000 | $20,000 |
$168,000 | $168,000 |
| Black |
12 | $254,000 |
$21,000 | $60,000 |
$32,000 | $54,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
146 | $7,264,000 |
$49,000 | $415,000 |
$91,000 | $470,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
161 | $7,570,000 |
$47,000 | $415,000 |
$78,000 | $470,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
14 | $737,000 |
$52,000 | $250,000 |
$40,000 | $147,000 |
| Application Withdrawn By Applicant |
2 | $80,000 |
$40,000 | $75,000 |
$78,000 | $111,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
145 | $6,753,000 |
$46,000 | $415,000 |
$88,000 | $470,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
14 | $737,000 |
$52,000 | $250,000 |
$40,000 | $147,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PANOLA NATIONAL BANK by:
Metropolitan Area And
County
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