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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PARADISE FINANCIAL GROUP, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
PARADISE FINANCIAL GROUP, INC. |
| Address | 193 BLUE RAVINE RD. STE 135
FOLSOM, CA 95630 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 34 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,438,000 |
| Average Mortgage Loan Amount Applied For | $316,357 |
| Highest Mortgage Loan Amount Applied For | $960,000 |
| Average Applicant Income | $102,357 |
| Highest Applicant Income | $348,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
18 | $5,583,000 |
$310,000 | $630,000 |
$79,000 | $152,000 |
| Refinancing |
16 | $4,855,000 |
$303,000 | $960,000 |
$111,000 | $348,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $1,080,000 |
$360,000 | $492,000 |
$79,000 | $138,000 |
| Hispanic |
10 | $2,285,000 |
$228,000 | $400,000 |
$64,000 | $79,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $1,658,000 |
$331,000 | $560,000 |
$123,000 | $207,000 |
| White |
16 | $5,415,000 |
$338,000 | $960,000 |
$106,000 | $348,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
33 | $10,184,000 |
$308,000 | $960,000 |
$95,000 | $348,000 |
| FHA-insured (Federal Housing Administration) |
1 | $254,000 |
$254,000 | $254,000 |
$64,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $363,000 |
$181,000 | $297,000 |
$79,000 | $79,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
31 | $9,901,000 |
$319,000 | $960,000 |
$89,000 | $348,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1 | $174,000 |
$174,000 | $174,000 |
$270,000 | $270,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PARADISE FINANCIAL GROUP, INC. by:
Metropolitan Area And
County
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