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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PARK FEDERLA SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PARK FEDERLA SAVINGS BANK |
| Address | 5400 SOUTH PULASKI ROAD
CHICAGO, IL 60632 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 134 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,483,000 |
| Average Mortgage Loan Amount Applied For | $191,000 |
| Highest Mortgage Loan Amount Applied For | $680,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $731,000 |
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| Home Improvement |
34 | $513,000 |
$15,000 | $100,000 |
$66,000 | $173,000 |
| Home Purchase |
43 | $6,947,000 |
$161,000 | $488,000 |
$59,000 | $232,000 |
| Refinancing |
57 | $10,023,000 |
$175,000 | $680,000 |
$79,000 | $731,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $74,000 |
$74,000 | $74,000 |
$72,000 | $72,000 |
| Black or African American |
16 | $3,477,000 |
$217,000 | $680,000 |
$152,000 | $731,000 |
| Hispanic |
64 | $7,267,000 |
$113,000 | $527,000 |
$59,000 | $291,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $1,963,000 |
$178,000 | $488,000 |
$0 | $0 |
| Not Provided |
1 | $10,000 |
$10,000 | $10,000 |
$57,000 | $57,000 |
| White |
41 | $4,692,000 |
$114,000 | $442,000 |
$72,000 | $232,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
134 | $17,483,000 |
$130,000 | $680,000 |
$69,000 | $731,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $291,000 |
$145,000 | $180,000 |
$50,000 | $74,000 |
| Application Denied By Financial Institution |
2 | $119,000 |
$59,000 | $100,000 |
$44,000 | $44,000 |
| Application Withdrawn By Applicant |
4 | $1,000,000 |
$250,000 | $527,000 |
$57,000 | $92,000 |
| File Closed For Incompleteness |
1 | $222,000 |
$222,000 | $222,000 |
$95,000 | $95,000 |
| Loan Originated |
125 | $15,851,000 |
$126,000 | $680,000 |
$70,000 | $731,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
2 | $119,000 |
$59,000 | $100,000 |
$44,000 | $44,000 |
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Mortgage Loan App Totals for PARK FEDERLA SAVINGS BANK by:
Metropolitan Area And
County
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