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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PARK NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PARK NATIONAL BANK |
| Address | 6100 N NORTHWEST HIGHWAY
CHICAGO, IL 60631 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 42 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,833,000 |
| Average Mortgage Loan Amount Applied For | $65,250 |
| Highest Mortgage Loan Amount Applied For | $250,000 |
| Average Applicant Income | $14,500 |
| Highest Applicant Income | $387,000 |
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| Home Improvement |
37 | $2,299,000 |
$62,000 | $250,000 |
$36,000 | $387,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
5 | $534,000 |
$106,000 | $250,000 |
$30,000 | $122,000 |
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| American Indian or Alaskan Native |
1 | $97,000 |
$97,000 | $97,000 |
$24,000 | $24,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
12 | $599,000 |
$49,000 | $250,000 |
$44,000 | $220,000 |
| Hispanic |
5 | $331,000 |
$66,000 | $150,000 |
$33,000 | $52,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $390,000 |
$195,000 | $240,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
22 | $1,416,000 |
$64,000 | $250,000 |
$48,000 | $387,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
42 | $2,833,000 |
$67,000 | $250,000 |
$35,000 | $387,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $924,000 |
$92,000 | $250,000 |
$37,000 | $146,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
32 | $1,909,000 |
$59,000 | $250,000 |
$34,000 | $387,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $17,000 |
$17,000 | $17,000 |
$14,000 | $14,000 |
| Debt-To-Income Ratio |
8 | $900,000 |
$112,000 | $250,000 |
$45,000 | $146,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $7,000 |
$7,000 | $7,000 |
$39,000 | $39,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PARK NATIONAL BANK by:
Metropolitan Area And
County
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