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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PARK VIEW FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
PARK VIEW FEDERAL CREDIT UNION |
| Address | 1675 VIRGINIA AVENUE
HARRISONBURG, VA 22802 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 68 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,915,000 |
| Average Mortgage Loan Amount Applied For | $103,500 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $65,500 |
| Highest Applicant Income | $436,000 |
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| Home Improvement |
11 | $811,000 |
$73,000 | $205,000 |
$75,000 | $112,000 |
| Home Purchase |
49 | $6,578,000 |
$134,000 | $650,000 |
$61,000 | $436,000 |
| Refinancing |
24 | $2,393,000 |
$99,000 | $480,000 |
$61,000 | $134,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $192,000 |
$96,000 | $142,000 |
$36,000 | $39,000 |
| Black or African American |
1 | $180,000 |
$180,000 | $180,000 |
$47,000 | $47,000 |
| Hispanic |
2 | $181,000 |
$90,000 | $150,000 |
$32,000 | $36,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $651,000 |
$130,000 | $204,000 |
$0 | $0 |
| Not Provided |
2 | $11,000 |
$5,000 | $10,000 |
$25,000 | $50,000 |
| White |
72 | $8,567,000 |
$118,000 | $650,000 |
$70,000 | $436,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
84 | $9,782,000 |
$116,000 | $650,000 |
$63,000 | $436,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $120,000 |
$120,000 | $120,000 |
$23,000 | $23,000 |
| Application Denied By Financial Institution |
1 | $105,000 |
$105,000 | $105,000 |
$55,000 | $55,000 |
| Application Withdrawn By Applicant |
1 | $204,000 |
$204,000 | $204,000 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $1,000 |
$1,000 | $1,000 |
$0 | $0 |
| Loan Originated |
73 | $8,347,000 |
$114,000 | $650,000 |
$66,000 | $436,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
7 | $1,005,000 |
$143,000 | $180,000 |
$54,000 | $79,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $105,000 |
$105,000 | $105,000 |
$55,000 | $55,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PARK VIEW FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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