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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PARKSIDE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
PARKSIDE CREDIT UNION |
| Address | 36525 PLYMOUTH RD
LIVONIA, MI 48150 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 42 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,413,000 |
| Average Mortgage Loan Amount Applied For | $37,250 |
| Highest Mortgage Loan Amount Applied For | $169,000 |
| Average Applicant Income | $67,750 |
| Highest Applicant Income | $156,000 |
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| Home Improvement |
24 | $542,000 |
$22,000 | $55,000 |
$75,000 | $145,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
18 | $871,000 |
$48,000 | $169,000 |
$69,000 | $156,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $36,000 |
$36,000 | $36,000 |
$85,000 | $85,000 |
| Black or African American |
6 | $145,000 |
$24,000 | $50,000 |
$93,000 | $145,000 |
| Hispanic |
2 | $47,000 |
$23,000 | $37,000 |
$71,000 | $122,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
33 | $1,185,000 |
$35,000 | $169,000 |
$68,000 | $156,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
42 | $1,413,000 |
$33,000 | $169,000 |
$73,000 | $156,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $60,000 |
$20,000 | $30,000 |
$73,000 | $105,000 |
| Application Withdrawn By Applicant |
1 | $10,000 |
$10,000 | $10,000 |
$21,000 | $21,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
38 | $1,343,000 |
$35,000 | $169,000 |
$74,000 | $156,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PARKSIDE CREDIT UNION by:
Metropolitan Area And
County
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