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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PARSONS FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
PARSONS FEDERAL CREDIT UNION |
| Address | 101 ROWLAND WAY, STE 305
NOVATO, CA 94945 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 45 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,024,000 |
| Average Mortgage Loan Amount Applied For | $224,000 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $114,888 |
| Highest Applicant Income | $273,000 |
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| Home Improvement |
14 | $1,052,000 |
$75,000 | $250,000 |
$139,000 | $231,000 |
| Home Purchase |
26 | $6,827,000 |
$262,000 | $1,176,000 |
$145,000 | $874,000 |
| Refinancing |
19 | $6,259,000 |
$329,000 | $700,000 |
$151,000 | $874,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $800,000 |
$400,000 | $700,000 |
$144,000 | $156,000 |
| Black or African American |
1 | $75,000 |
$75,000 | $75,000 |
$118,000 | $118,000 |
| Hispanic |
8 | $2,097,000 |
$262,000 | $439,000 |
$95,000 | $138,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
35 | $9,420,000 |
$269,000 | $1,176,000 |
$157,000 | $874,000 |
| White |
13 | $1,746,000 |
$134,000 | $320,000 |
$147,000 | $273,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
58 | $13,940,000 |
$240,000 | $1,176,000 |
$133,000 | $874,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $198,000 |
$198,000 | $198,000 |
$874,000 | $874,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $1,357,000 |
$452,000 | $560,000 |
$122,000 | $139,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
56 | $12,781,000 |
$228,000 | $1,176,000 |
$147,000 | $874,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PARSONS FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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