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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PARTNERS FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
PARTNERS FEDERAL CREDIT UNION |
| Address | 2190 TOWNE CENTRE PLACE
ANAHEIM, CA 92806 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 416 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $53,343,000 |
| Average Mortgage Loan Amount Applied For | $179,100 |
| Highest Mortgage Loan Amount Applied For | $616,000 |
| Average Applicant Income | $122,900 |
| Highest Applicant Income | $1,067,000 |
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| Home Improvement |
185 | $15,143,000 |
$81,000 | $488,000 |
$96,000 | $329,000 |
| Home Purchase |
16 | $4,661,000 |
$291,000 | $417,000 |
$93,000 | $175,000 |
| Refinancing |
215 | $33,539,000 |
$155,000 | $616,000 |
$99,000 | $1,067,000 |
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| American Indian or Alaskan Native |
3 | $162,000 |
$54,000 | $75,000 |
$64,000 | $81,000 |
| Asian |
22 | $2,054,000 |
$93,000 | $250,000 |
$93,000 | $264,000 |
| Black or African American |
5 | $334,000 |
$66,000 | $77,000 |
$99,000 | $154,000 |
| Hispanic |
93 | $12,799,000 |
$137,000 | $488,000 |
$82,000 | $251,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $835,000 |
$208,000 | $405,000 |
$98,000 | $108,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $445,000 |
$148,000 | $220,000 |
$86,000 | $95,000 |
| White |
286 | $36,714,000 |
$128,000 | $616,000 |
$103,000 | $1,067,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
416 | $53,343,000 |
$128,000 | $616,000 |
$97,000 | $1,067,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $1,301,000 |
$144,000 | $284,000 |
$195,000 | $1,067,000 |
| Application Denied By Financial Institution |
17 | $2,248,000 |
$132,000 | $470,000 |
$66,000 | $98,000 |
| Application Withdrawn By Applicant |
58 | $11,233,000 |
$193,000 | $616,000 |
$95,000 | $355,000 |
| File Closed For Incompleteness |
4 | $479,000 |
$119,000 | $349,000 |
$60,000 | $107,000 |
| Loan Originated |
328 | $38,082,000 |
$116,000 | $417,000 |
$97,000 | $329,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $1,125,000 |
$225,000 | $470,000 |
$68,000 | $98,000 |
| Debt-To-Income Ratio |
6 | $819,000 |
$136,000 | $417,000 |
$57,000 | $96,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PARTNERS FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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